Insurance

Workers’ compensation basically exchanges an employee’s right to sue an employer for an injury received on the job for state-determined employer benefits paid to the injured employee. Although workers’ comp programs differ between states, they all virtually include weekly payments in place of wages as disability insurance, compensation for economic losses (past and future), reimbursement or payment of medical expenses, ...

Want Lower Insurance Costs? Make Safety a Priority By Scott Brothers No matter how careful we are, we cannot always predict what might happen to our property, our customers or our employees. For example, who could have predicted the following claims (that actually occurred)? A customer pulls in to a self-service carwash bay, gets out and puts money in ...

Spring Cleaning for Your Carwash Business  And don’t forget to dust off your insurance policy, too By Scott Brothers Most of us think of spring as a time of fresh starts or bringing new life. How about applying that to your business and the insurance plan that protects it?  The old saying, “An ounce of prevention is worth a ...

Planning for Disaster  Be prepared when the worst happens By Scott Brothers All we need to do is listen to the media or read a newspaper and we realize it doesn’t always happen to someone else. Each of us is potentially subject to the next disaster. Because of this, more and more businesses have seen the need to create ...

Cover Your Bases Building and renovation projects demand insurance coverage By Scott Brothers While remodeling a business can be an exciting adventure, it can also be frustrating if you haven’t covered all the bases. Before you begin, there are several things you may want to consider. First, you need to plan ahead. If you will be doing the work yourself, you ...